Browsing: Health Insurance

If you are an Overseas Citizen of India (OCI) and spend significant time in India—whether for work, family, or retirement—getting the right health insurance plan becomes essential. Especially if you’re managing preexisting medical conditions, navigating India’s health insurance landscape can be a bit challenging, but it’s definitely possible and increasingly common. This guide explains how OCIs can secure comprehensive health insurance in India, even with preexisting conditions, and what to consider before choosing a policy. Understanding Preexisting Conditions in Indian Health Insurance A preexisting condition refers to any medical issue diagnosed before purchasing a health insurance policy. According to Indian…

What Is Critical Illness Insurance for NRIs? If you are an NRI (Non-Resident Indian) who travels to India often or plans to settle there, having critical illness insurance is very important. This type of insurance helps you get a lump sum amount of money if you are diagnosed with serious illnesses like cancer, heart attack, stroke, kidney failure, or organ transplant. Unlike regular health insurance that mainly pays for hospital bills, critical illness insurance gives you money that you can use however you want — for treatment, daily expenses, or supporting your family during tough times. Why Should NRIs Get…