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Seoul, May 10 (IANS) Individuals’ overdraft credit loans at major commercial banks have climbed to their highest level in more than three years as investors seek funds for stock investments amid a bullish market, data showed on Sunday.The balance of personal overdraft loans, so-called “minus accounts,” at South Korea’s five major banks — KB Kookmin, Shinhan, Hana, Woori and NH Nonghyup — stood at 40.5 trillion won (US$27.64 billion) as of Thursday.Based on month-end figures, it marks the large…