Seven northeastern regional rural banks (RRBs) have collectively earned a provisional consolidated net profit of Rs 560 crore in the fiscal year 2025-26, marking a notable 34% increase from the previous year. The Gross Non-Performing Assets (GNPA) ratio has also decreased to 4.9%, the lowest level seen in the past decade, indicating enhanced financial stability and improved asset quality as per the finance ministry.
A regional review meeting of Northeast RRBs took place in Agartala, Tripura, chaired by the Secretary of the Department of Financial Services. The meeting was attended by the chairpersons of seven RRBs in the Northeast, along with senior officials from public sector banks and NABARD.
Emphasizing the vital role of RRBs in bolstering the rural economy, especially in the North Eastern region, the DFS Secretary highlighted their significant presence in rural areas and the strong trust they enjoy among the local populace. He commended the Northeast RRBs for their commendable financial performance in FY 2025-26, including profit growth, NPA reduction, and diversification of their loan portfolio.
The DFS Secretary also underscored the importance of Northeastern RRBs adapting to the increasing demand for digital banking services in the future. He mentioned the crucial role of Sponsor Banks in providing technical support, sharing effective strategies, and ensuring access to IT resources for RRBs.
Northeastern RRBs have expanded their reach significantly, boasting a network of over 887 branches across 105 districts in 7 States, with more than 92% of these branches located in rural and semi-urban areas, according to the Finance Ministry.
