Bharti Airtel has revealed its intention to inject Rs 20,000 crore into its digital lending operations through Airtel Money Limited, its Non-Banking Financial Company (NBFC) subsidiary. This investment aims to bolster the company’s foothold in India’s rapidly expanding financial services sector and address the nation’s credit gap. The telecom giant plans to fund 70% of the total investment, with the remaining 30% coming from the promoter group via Bharti Enterprises Limited.
Gopal Vittal, Executive Vice Chairman of Bharti Airtel, emphasized the success of the company’s lending platform in leveraging technology, data, and customer trust on a large scale. He highlighted the strategic significance of expanding the NBFC arm to establish a forward-looking digital lending business focused on trust, innovation, and financial inclusion. Airtel Money Limited secured its NBFC license from the Reserve Bank of India on February 13, 2026, marking a pivotal move towards enhancing financial inclusion and providing user-friendly digital financial services nationwide.
In the past two years, Airtel has developed a digital lending platform that has disbursed over Rs 9,000 crore in loans. The company attributes the robust growth of its lending service provider (LSP) model to its meticulous underwriting practices, portfolio management, and real-time risk monitoring. Airtel’s digital platform, supported by a data and analytics engine steered by more than 500 data scientists, has facilitated rapid scalability while upholding strong loan performance metrics.
Airtel Money clarified that despite holding a valid registration certificate from the RBI under the RBI Act, the central bank does not assure the financial stability of the company or the repayment of its obligations.
