IDBI Bank’s net profit for the fourth quarter ended March 31, 2026, saw a 5% decrease to Rs 1,943 crore compared to Rs 2,051 crore in the same period last year. The bank recorded an 11.7% year-on-year increase in net interest income to Rs 7,798 crore in Q4 FY26, up from Rs 6,978 crore in the previous year.
Despite the growth in net interest income, the bank faced pressure on its operating performance. The pre-provisions operating profit (PPOP) dropped by 4.73% to Rs 3,043.38 crore in Q4 FY26, down from Rs 3,194.81 crore in the corresponding period last year.
On the asset quality front, IDBI Bank showed improvement sequentially. Gross non-performing assets (NPAs) decreased by 4.02% to Rs 6,028.12 crore in the March quarter from Rs 6,280.94 crore in the December quarter.
The bank also witnessed a decline in net NPAs, which fell by 10.67% to Rs 379.90 crore from Rs 425.28 crore. The gross NPA ratio improved to 2.32%, and the net NPA ratio eased to 0.15% in Q4 FY26.
