New Delhi, July 14 (IANS) India’s small‑business credit ecosystem expanded to a portfolio outstanding of Rs 49.2 lakh crore, growing 13.4 per cent year‑on‑year as of March 2026, a report said on Tuesday.The report from CRIF High Mark said quarter-on-quarter growth was nearly 3 per cent with active loans reaching 7.5 crore.Sole proprietors continued to drive the growth, accounting for nearly 80 per cent of the portfolio and over 87 per cent of active loans.India’s small business credit …
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Mumbai, July 13 (IANS) India’s small business credit ecosystem continues to expand steadily despite external headwinds as total portfolio outstanding (covering sole proprietors and enterprises) stood at Rs 49.2 lakh crore till March 2026, a report said on Monday.This was a robust growth of 13.4 per cent year-on-year, according to credit bureau CRIF High Mark’s 4th edition of CRIF–SIDBI Small Business Spotlight Report.With this increase, the active loans has reached to 7.5 crore as of March…
New Delhi, June 3 (IANS) The engineering exports promotion body, EEPC India, on Wednesday proposed to the government a separate rating system for micro, small and medium enterprises to reflect their size and operational nature.The separate rating procedure would give due recognition to Indian MSMEs, enable them to access funds at reasonable rates, and improve their competitiveness in the global market.EEPC India noted that many MSMEs struggle to secure investment‑grade or higher ratings from e…
New Delhi, May 20 (IANS) India’s retail lending portfolio expanded to Rs 170.2 lakh crore as of March 2026, marking 16.6 per cent year‑on‑year growth and a 4.6 per cent quarter‑on‑quarter increase, a report said on Wednesday.The report from CRIF High Mark said consumption loans grew 15.3 per cent year‑on‑year to Rs 118.6 lakh crore, supported by broad‑based growth across gold loans, personal loans and consumer durable loans.Gold loans emerged as the fastest-growing segment, with …
New Delhi, March 24 (IANS) Digital non‑banking finance companies (NBFCs) deepened formal credit access by sanctioning nearly 10 crore loans amounting Rs 1.53 crore in the first three quarters of FY26, representing 78 per cent of overall personal loans, a report said on Tuesday.The report from the Fintech Association for Consumer Empowerment (FACE) said 9.9 crore digital personal loans sanctioned during this period disbursed Rs 1,53,260 crore, the report further said.The digital personal loans …
New Delhi, Dec 26 (IANS) Aggregate small‑business credit exposure in India reached Rs 46 lakh crore, up 16.2 per cent year‑on‑year, a report said on Friday.The report from CRIF High Mark and SIDBI said that active loan accounts grew 11.8 per cent to 7.3 crore, supported by policy measures and government credit schemes for micro, small and medium enterprises.Among businesses with credit exposure up to Rs 5 crore, the report found that formalisation was advancing with 23.3 per cent of borrow…