The Delhi Police have apprehended three individuals in connection with a cyber fraud case involving the unauthorized use of a credit card and fraudulent transactions amounting to Rs 9.58 lakh. The accused allegedly misused the complainant’s IndusInd Bank credit card to buy gold coins, resulting in a financial loss of Rs 9,58,051. During the investigation, four gold coins weighing about 50 grams were recovered.
The case was filed as E-FIR No. 172/2026 dated May 14, 2026, under various sections of the Bharatiya Nyaya Sanhita at PS Cyber East. The complainant, Krishna Gupta, residing in Madhuban Enclave, East Delhi, reported multiple unauthorized transactions on his credit card through the National Cyber Crime Reporting Portal.
A specialized police team, led by ACP/Operations Pavan Kumar and SHO/Cyber East Inspector Pawan Yadav, conducted a thorough investigation. The team, including Sub Inspector Rinki, Head Constable Kuldeep, HC Paras, and HC Poonam, utilized technical analysis, surveillance, and verification of transaction details to uncover the fraud.
The primary accused, Nishant Kumar, who was known to the complainant as a nursing attendant, allegedly misused the credit card details without consent. Nishant Kumar collaborated with his brother, Nikil Kumar, who played a role in handling and facilitating the fraudulent transactions. Another accused, Yash Sharma, posed as the lawful user of the credit card to purchase gold coins from various jewelry shops.
Following technical leads and local intelligence, the police successfully apprehended the trio. The arrested individuals, identified as Nishant Kumar, Nikil Kumar, and Yash Sharma, were produced before the court after due legal procedures. Nishant Kumar was identified as the main conspirator, Nikil Kumar as the handler, and Yash Sharma as the purchaser of the gold coins.
