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Seoul, Jan 8 (IANS) Excess funds held by South Korean households rose in the third quarter, driven mainly by an increase in income and tightened lending regulations, the central bank said on Thursday.Net financial funds — the difference between financial assets and financial liabilities — held by households and nonprofit organizations reached 58 trillion won (US$40 billion) in the third quarter, up from 51.3 trillion won in the previous quarter, according to preliminary data from the Bank of K…